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49-year-old Osanva is a married woman, with two children to take good care of. A year ago, Osanva moved to her new shop. This decision to expand her business was an important one. Thirteen years ago, Osanva opened her own clothing shop, in order to help her husband in covering their family's expenses. Her extensive experience has provided her with the necessary skills and customer service techniques to attract new customers and gain their trust.

Osanva has been a borrower from Kiva partner Al Majmoua for three consecutive cycles. Her previous loans were invested in her business, which improved her social and financial situations. Today Osanva is applying for a loan in order to add more items to her winter collection.

Osanva plans to expand her business more in the future, through introducing new products and moving to a larger space.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 45
    View loans »
    Lebanon Loans Fundraising
  • $19,480,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Osanva to buy a new winter collection of clothes for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2011
Jan 12, 2012
Currency Exchange Loss:
Dec 15, 2012