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Elizabeth Concepción
Elizabeth Concepción is 42 years old and lives with her partner and their children in their own home. She owns a stall selling tortas in the market close to the area where she lives. She has made many customers as the place is very busy. Also, her ingredients are top quality and she sells at reasonable prices.

Elizabeth is a woman who is very devoted to her work. She gets up very early to care for her business. She thinks that success is not the key to happiness but rather that happiness is the key to success; if you love what you do, you will be successful. Elizabeth wants to take this road to success because she loves her job and this is why she requests a loan from INTEGRAL in order to buy corn wholesale. Elizabeth Concepción has faith in that through her efforts she will manage to bring economic stability to her house and a better quality of life for her family.
View original language description ↓
Elizabeth Concepción de cuarenta y dos años de edad vive con su compañero de vida y sus hijos en casa propia. Ella posee una venta de tortillas en el mercado cercano a la localidad donde reside, se ha hecho de mucha clientela pues el lugar es muy concurrido además su materia prima es de excelente calidad y vende a precios accesibles; Elizabeth es una mujer muy entregada a su trabajo, se levanta desde muy temprano para atender el negocio, ella piensa que el éxito no es la clave de la felicidad, sino que la felicidad es la clave del éxito, si amas lo que haces serás exitoso; Elizabeth quiere tomar ese camino porque ama su trabajo es por eso que le solicita a INTEGRAL un crédito que le permita comprar maíz por mayor. Elizabeth Concepción tiene fe que con su esfuerzo logrará llevar a su hogar seguridad económica y una mejor calidad de vida para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 525
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elizabeth Concepción to buy corn wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2011
Jan 16, 2012
Currency Exchange Loss:
Nov 15, 2012