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Virgen De Copacabana Group
In this Group: Paulina, Zoila Esperanza, Walther, Chabuca, Ayde, Norma, Felicia Pilar, Dennis, Marco Antonio, Richard Alfredo, Gloria, Margot Eliana
Paulina was born in the city of Cusco and still lives there. (In the photo, Paulina is wearing purple pants, dark gray coat and blue scarf). Paulina is 65 years old, married and has three children.

Paulina is an enterprising, hardworking woman who supports her family. Besides being a housewife she also carries out a variety of economic activities. For example, she provides photocopying services, she leases rooms and she sells cosmetics. She’s been in business for several years now and does very well thanks to the effort she puts into her work. On this occasion, Paulina needs the loan to buy more cosmetics.

The “Virgen de Copacabana” communal bank has 12 responsible, hardworking members who support their families. Most of the members live in the city of Cusco where they carry out their economic activities. Cusco is known for being a very touristy, commercial zone and for its traditional Inti Raymi festival and because one of the Seven Wonders of the World, Machupicchu, is located there.
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La señora Paulina nació en la ciudad del Cusco y vive en la misma ciudad donde nació. (En la fotografía la señora Paulina se encuentra vestida con pantalón color guinda, con saco de color plomo y chalina de color azul). Paulina tiene 65 años edad, es casada y fruto de esta unión tiene tres hijos. Paulina es una mujer emprendedora y trabajadora que saca adelante a su familia y aparte de ser ama de casa también se dedica a diferentes actividades económicas como por ejemplo brindar servicio de fotocopiadora, alquilar de habitaciones y venta de cosméticos. Ya son varios años que se dedica a los negocios y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad Paulina requiere el préstamo para comprar más cosméticos.

El banco comunal “Virgen de Copacabana” está conformado por 12 personas responsables y trabajadores que sacan adelante a su familia. La mayoría de los socios viven en la ciudad del Cusco y donde realizan sus actividades económicas. Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $64,458,325
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Copacabana Group's $2,250 loan helped a member to buy more cosmetics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 27, 2011
Jan 14, 2012
Currency Exchange Loss:
May 15, 2012