A loan of $3,000 helped to purchase sealants and paint wholesale.


Bakhtiyor's story

Bakhtiyor is a 33 year-old young man, who has a higher education degree in construction engineering and works in his field. He sells painting and decorating materials at the central market. He has a wide selection of merchandise that is in high demand. He sells at a leased store by himself and develops his business. Bakhtiyor started his business by putting together a team of workers, specializing in construction and decoration work, and worked on houses, apartments and offices repair orders. He earned a living through this work and provided for his family for several years. Because he had regular clients, who purchased paint and materials, he decided to open an additional business of selling construction materials. Bakhtiyor combined both businesses since he could sell his merchandise for his own orders to repair apartments and houses, making it more profitable for him. When he opened his construction materials store, he obtained a small loan from a bank and started his business. Business was going well, and Bakhtiyor increased his goods turnover. He worked a lot with lending organizations and never violated procedures. Prior to the inflation, he obtained financing in international currency, but got burned. So, since the inflation in December of 2009, he tried to obtain a loan in the national currency and came to us. According to the client's words, our loan was very timely for him and helped him a lot in improving his family affairs. Bakhtiyor plans to use this loan to purchase a wholesale inventory of sealants and paint at a low price.

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey



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