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Nyakagezi/zz Group
In this Group: Thémistocle, Zhedine, Aimable, Nadine, Jean Claude, Beatrice, Jean Pierre, Sylivie, Noel, Jean Baptiste
Thémistocle is part of the Nyakagezi/ZZ group. He is 27 years old and single. He has 3 dependents. In education terms, he has completed 6 years of secondary education. Thémistocle is a rice farmer. This is his first loan with ACB. He will use the proceeds of the loan to purchase chemical fertiliser and to hire labourers. His strategy for growing his business is to increase the number of fields under cultivation and to use chemical fertiliser. In the coming years, Thémistocle would like to have other fields to increase rice production, in order to satisfy the demand. With the profits, he intends to get married and to build a home.
View original language description ↓
Thémistocle fait partie du groupe Nyakagezi/ZZ. Il a 27 ans et il est célibataire. Il a 3 personnes dans son charge. Son niveau d’éducation est de 6 ans de secondaire.

Thémistocle est agriculteur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques et payement main d’œuvre.

Sa stratégie pour la croissance de son business est d’augmenter les nombres des champs à cultiver et utiliser des engrais chimique. Dans les prochaines années, Thémistocle voudrait avoir d’autres champs pour augmenter la production du riz pour satisfaire le marché. Avec les profits, il prévoit de se marie et construire une maison d’habitation.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $18,416,825
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyakagezi/zz Group's $1,700 loan helped a member to purchase chemical fertiliser and to hire labourers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 30, 2011
Feb 1, 2012
Currency Exchange Loss:
Jul 15, 2012