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This is Myrna, 46, a resident of Manila and the mother of two children. Together with her children she manages the household while operating her business. She continually works hard to provide for their everyday expenses.

Myrna operates a sari-sari adjacent to her house. In the Philippines a sari-sari is basically a small convenience store that retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP’s worth of cooking oil or an egg.

Myrna profits by getting supplies at wholesale prices and selling them by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

Myrna is requesting a 10,000 PHP loan. She will be using it to buy groceries, toiletries and beverages to expand her inventory, which she expects will boost her business.

Myrna dreams of being able to give her family a good future through all of her hard work. She faithfully meets up with her co-fellowship members* to share stories of her work every week and study the Word of God from which she draws strength and inspiration.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 360
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Myrna to buy groceries, toiletries and beverages to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 12, 2011
Jan 10, 2012
Currency Exchange Loss:
Apr 15, 2012