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Elena is 41 years old, married and is a mother of four daughters. Her husband is a construction worker. Elena became involved in animal husbandry in 1997 to provide a source of income for her family. Having started with an initial sum of 2,000 som (KGS), she was able to develop her business to have two dairy cows and yield about 15,000 som per month from sales of milk. In order to further develop her business, Elena requested a loan in the sum of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase additional heads of livestock. She plans to invest the profits into increasing livestock headcount further and dreams of building a new house for her family in the future.
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Елене 41 год, замужем, мать четырех дочерей. Муж Елены работает на стройке. В качестве источника дохода для своей семьи, Елена в 1997 году начала заниматься животноводством. Стартовав с начальной суммы в 2,000 сом (KGS), Елена смогла развить хозяйство с двумя дойными коровами,приносящее около 15,000 сом в месяц от продажи молока.
В целях дальнейшего развития своего бизнеса, Елена обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота. Доходы Елена планирует вложить в дальнейшее увеличение поголовья скота, а в будущем мечтает построить новый дом для семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Elena to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 27, 2011
Jan 10, 2012
Currency Exchange Loss:
Jan 15, 2013