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Update on Joseph

Joseph needs another loan to buy soap, sugar, and salt to sell. He operates a retail shop, and with the profits, he has been able to expand the shop. He has also been able to educate his children. He still has a dream of building a permanent house for his family, and expand his business to new markets.

Previous Loan Details

Joseph wants a loan to purchase soft drinks, beer, waragi (a local brew) and general merchandise for selling at a profit. He lives in Kyenjojo, Uganda. He owns a semi-permanent house where he lives with his wife and seven children. He dreams of educating his children, building a permanent house... More from Joseph's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,450.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Joseph to buy soap, sugar, and salt to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 10, 2012
Currency Exchange Loss:
Aug 17, 2015
This photo was used before for a previous loan for Joseph. It was first posted on Kiva on Oct, 2010. Learn More