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Kimsok's Group
In this Group: Kimsok, Heang, Saroeun
Kimsok is 40 years old, married and has no child. She is a villager near the mountainous area of the Ratanak Mondul district and has been growing maize as her primary business for more than five years.
Kimsok has been with Kiva partner VisionFund since 2009 and she has been able to feed her family regularly. She successfully paid back her loan with VisionFund. She is now applying for a loan with her group members, who have also been with VisionFund from two to seven years. As the group leader, Kimsok will use this loan to buy fertilizer for her maize farm. She hopes to grow more healthy maize to increase her household’s income and improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kimsok's Group's $900 loan helped a member to buy fertilizer for her maize farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 21, 2011
Jan 10, 2012
Currency Exchange Loss:
Jan 15, 2013