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Samnang, 32, is widowed and resides with one child in Takeo Province, Cambodia. She has been selling groceries since 2003, earning USD 6 per day. Each month she has to spend USD 30 on food, USD 7on utilities; her child’s school fee is USD 5 and other expenses are USD 25.

Samnang is requesting a loan of USD 700 to purchase construction materials to repair her house and build a toilet to be hygienic and more comfortable. In the future, she would like to construct a room for a Karaoke. Moreover, she wants to support her child to study until her child finishes high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Samnang to purchase construction materials to repair her house and build a toilet.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 19, 2011
Jan 9, 2012
Currency Exchange Loss:
Aug 31, 2013