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Beltha E. was born in 1959; she is a widow and a mother of 5 children. Things became very difficult for her when her husband died. She depended on her husband because her parents died when she was still very young. She was forced into marriage immediately after the death of her father. She is not educated and she depended greatly on her husband’s daily income until his death. With all of these difficulties and too much sickness on her part, she was convinced to join GHAPE in 1999 by a very good friend.

She took out loans of $30 in 1999, $100 in 2000, $100 in 2001, and $200 in 2002. She invested the loans in farming of yams and cassava. Her achievements are countless, she pays schools fees to her children, spent some to learn a trade, and lastly she repaired her house.

Given a loan, she plans to continue her farm work, and believes that her business will be successful because she has experience in farming of yam and cassava. With the profits, she intends to educate her children, save some money, and provide food for her family.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,317,650
    Funds lent in using Kiva
  • 442.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD