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Esperanza Group
In this Group: Ivet, Felicita , Vicenta, Delia , Dominga , Adriana, Amado

Update on Esperanza Group

Amado is a member of the group. He will use his loan to buy bread, mayonnaise, and cold cuts to make sandwiches. The other members of the group continue with their business activities.

Delia, age 28, is single and does not have children. She has a clothing store. She requested the loan to buy blouses, pants, skirts, and baby clothes. She started her business five years ago. She undertook her business due to necessity. She bought the merchandise with the savings from her previous work. She sells her products in an itinerant manner at the market in her community. Her business is important because that is how she supports herself and is able to cover her expenses.

She is proud to have her own business, and she is glad when her sales are good. She invests her earnings in the purchase of more clothes in order to keep her business stocked. She is planning on expanding her business and adding women’s and men’s shoes. She plans to do so with the loans.

Her hopes and dreams are for her business to be well-stocked in order to give her customers better service. The members of the group want to tell Kiva and the Fundación Realidad, “We are grateful for your support. Thanks for lending to us and trusting us so that we can get ahead in our businesses.”
View original language description ↓
El señor Amado es integrante del grupo, el va a comprar con su prestamo pan, mayonesa, carnes frias para preparar tortas, las otras integrantes siguen en su actividad que vienen desempeñando. La señora Delia tiene 28 años de edad, ella es soltera no tiene hijos, ella tiene una tienda de ropa, ella solicito su préstamo para comprar blusas, pantalones, pans, faldas, ropa de bebe, ella inicio su negocio hace 5 años, la necesidad la hizo emprender su negocio, compro la mercancía con los ahorros de su trabajo anterior, su negocio es ambulante vende sus productos en el mercado de su comunidad, su negocio es importante porque de ahí se mantiene puede cubrir sus gastos, ella se siente orgullosa de tener su propio negocio y se alegra cuando sus ventas son buenas, ella invierta las ganancia comprando mas ropa para tener surtido su puesto, ella está planeando ampliar su negocio meter zapatos de dama y caballero y lo piensa lograr con los prestamos. Sus sueños y esperanza son tener bien surtido su negocio para dar mejor servicio al cliente. Los integrantes del grupo les quieren decir a Kiva y a fundación realidad “Les agradecemos su apoyo, gracias por prestarnos para salir adelante en los negocios, por confiar en nosotros”.

Previous Loan Details

This solidarity group is called "Esperanza" ("Hope"), and is made up of the following women: Señoras Ivet and Adriana are going to purchase women's, men's and children's shoes with their loan. Señora Felicita will buy sheets, towels and bedspreads. Señora Vicenta will buy napkin rings, sauce... More from Esperanza Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 13.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza Group's $1,625 loan helped a member to buy blouses, pants, skirts, and baby clothes.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Jan 11, 2012
Currency Exchange Loss:
Apr 15, 2012