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This is 51-year-old Amadu. He is married and has 2 children, aged 8 years (in the second grade) and 5 years. He has no additional dependents. In 1991, Amadu established his provisions business. He began his business at an early age as he is not educated. Working 7 days a week and 12 hours a day, he earns about SLL 450,000 every month from this business. He would like a loan in the amount of SLL 3,000,000 to increase his stocks in order to meet the needs of his customers. He intends to establish a bigger store to compete with the nearby businesses owned by Lebanese nationals.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Amadu to buy provisions for his store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Jan 7, 2012
Currency Exchange Loss:
Aug 15, 2012