This is 50-year-old Michael. He is married and has three children aged 19, 16, and 14, all schooling. He has two additional dependents, who live with him. They are his wife's nephews, staying with him for schooling.
In 2003, Michael established his patient medicine business. He began his business because he wanted to engage in productive activity after he resigned from work and that is his only source of livelihood. Working 7 days a week and 13 hours a day, he earns about Le 750,000 every month from this business. He would like a loan in the amount of Le 5,000,000.
Michael has already received and successfully repaid a loan and now requires a new loan in order to buy Novalgin tabs, Amoxicillin, Dexedrine and Paracetamol. He hopes that this loan will enable him to increase his monthly profits by approximately Le 400,000. In the future, Michael plans to establish a desk-top publishing center, to build a house and educate his children. He thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.