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This is 32-year-old Wara. She is married and has five children aged 5, 11 (in class six) 14 (in junior secondary school form 3), 15 (in senior secondary school form 2) and 17. Wara has no additional dependents living with her.

In 1995, Wara established her Maggi and other types of seasoning business. She began her business at an early age. Everything about her is business. Working 7 days a week and 6 to 7 hours a day, she earns about Le 900,000 in profit every month from this business. She would like a loan in the amount of Le 3,000,000.

Wara requires a loan in order to improve her business. She hopes that this loan will enable her to increase her monthly profits to approximately Le 1,300,000. In the future, Wara plans to educate her children to university level and she intends to be a great business woman. She is thanking you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Wara to buy cartons of Maggi for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Jan 22, 2012
Currency Exchange Loss:
Nov 16, 2012