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Rosmary is a hardworking entrepreneur who has a restaurant in the Philippines. She has been in business for thirteen years. She also earns more from selling fruits and vegetables.

Rosmary has been maintaining her business through her own efforts with the help of loans from NWTF. She is now borrowing 45,000 PHP through NWTF to buy ingredients and kitchenware for her restaurant.

Rosmary dreams of saving enough money to continue sending her children to college and expanding her restaurant business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 452
    View loans »
    Philippines Loans Fundraising
  • $69,733,650
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rosmary to buy ingredients and kitchenware for her restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Jan 6, 2012
Currency Exchange Loss:
Dec 15, 2012