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Carmen is 59 years old and lives with her husband in the village of San Vicente, an agricultural area with corn, rice, and different vegetables. Carmen has four children.

Carmen is a housewife who also participates in agriculture. She is asking for a loan to invest in corn and rice seeds and to buy fertilizer. With the help of the loan she will have a better financial standing.

Carmen's dream is to renovate her house to be more comfortable for her family. She has not been presented with any problems. In her free time, she likes to watch television.

With her previous loan, she invested in agriculture. Her family circumstances have improved, and her earnings have been evident because she can contribute to the well-being of the family.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 392
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Carmen to buy seed and fertilizer for her farming business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Dec 8, 2011
Feb 1, 2012
Currency Exchange Loss:
Mar 16, 2012