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Lizardo Baudillo
Lizardo Baudillo is 46 years old, married, and lives with his wife and eight children in the Chillanes canton in the province of Bolívar.

The loan group Luz y Progreso [Light and Progress] is located in the San José de Guayabal area, in the Chillanes canton. This loan group is devoted to short term agricultural work; i.e. cultivating corn, beans, and peas, as well as buying and selling cattle, pigs, chicken, and guinea pigs.

Lizardo Baudillo is a farmer who cultivates corn, beans, and peas, and also raises chicken, pigs, and cattle. He buys and sells his livestock in Chillanes.

He is requesting the loan to purchase manure, urea, and liquid fertilizers for use in cultivating corn, beans, and peas, and also to purchase adequate feed for his livestock. The loan has helped him to increase his revenue to provide for his family and also to invest. His dream is to increase his corn fields, and also to be able to build a house some day. He also hopes to have greater income, as well as a better quality of life.

He likes to play volleyball, and is looking forward to the arrival of the Carnival festival.
View original language description ↓
Lizardo Baudillo tiene 46 años de estado civil Casado, vive con esposa y los 8 hijos, en el Cantón Chillanes provincia de Bolívar.

La ventanilla LUZ Y PROGRESO se encuentra ubicada en el Recinto San Josè de Guayabal, perteneciente al cantón Chillanes, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz fréjol ,arveja, compra venta de ganado, chanchos, pollos, cuyes.

Lizardo Baudillo se dedica a la agricultura a la siembra de maíz, fréjol, arveja, y ala crianza de pollos chanchos, ganados. Las compras y las ventas lo hace en Chillanes.

El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz, fréjol, arveja y para la compra de comida adecuada para sus animales. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es incrementar los sembríos de maíz y poder construir algún día su casita, para tener mejores ingresos y así un mejor estilo de vida.
Le gusta jugar volé y que llegue el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lizardo Baudillo to purchase manure, urea, and liquid fertilizers for use in cultivating corn, beans, and peas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 21, 2011
Jan 7, 2012
Currency Exchange Loss:
Jan 15, 2013