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Martha Elisa
Martha is 39 years old and is cheerful, friendly, honest, and hardworking. She lives with her husband and children in Tulcán, the capital of the province of Carchi. She sells fruit and vegetables.

Martha is taking her seventh loan from Fodemi, which she will use to buy fruits and vegetables at wholesale price, such as bananas, apples, oranges, tangerines, pears, and lettuce among other things. Due to a lack of working capital, her business is low on stock, which causes her to have poor income for providing for her family. With this investment Martha will achieve better sales and improved income, which will help her to provide for her children, giving them food and an education, which are the most important things.

Martha’s dream is to continue in good health and to work for her children.
View original language description ↓
Martha es una mujer de 39 años, es persona alegre, amigable, honesta y trabajadora. Vive con su esposo e hijos en Tulcán capital de la Provincia del Carchi. Trabaja en la comercialización de frutas y verduras.

Martha realiza su séptimo crédito en Fodemi, el mismo que va a ser utilizado en la compra de frutas y verduras al por mayor como bananos, manzanas, naranjas, mandarinas, peras, lechuga entre otros ya que por falta de capital su negocio esta desabastecido lo que causa que no tenga buenos ingresos para dar a su familia el pan de cada día. Con esta inversión Martha logrará obtener mejores ventas y mejores ingresos que ayudarán a mantener a sus hijos dandoles su alimentación y su estudio que es lo más importante.

El sueño de Martha es poder seguir con salud y trabajar por sus hijos.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Martha Elisa to buy apples, oranges, tangerines, pears, and lettuce among other things.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2011
Jan 7, 2012
Currency Exchange Loss:
Jan 15, 2013