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Mrs. Van is a 65-year-old single mother who has been residing in Kompong Cham province. She is engaged in rice husbandry on their inherited farmland. She normally earns approximately $1.50 per day and it is barely enough to raise her family with nine children. Since the family has experienced difficulties, Mrs. Van has to try to work harder both physically and mentally.

At the present, one of her sons decided to join a Korean foundation class in order to pass a test to work as a laborer in Korea. He will need some capital to pay for this course of study. Therefore, Mrs. Van wants to take out a loan from Kiva, through HKL, to pay for the course of study for her son. Mrs. Van hopes that her son will pass the exam and will be able to generate a good income to help the family. She is very grateful to all Kiva lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,476,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Van to pay for the course of study of her son.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 5, 2012
Currency Exchange Loss:
Jan 15, 2013