Mrs. Van is a 65-year-old single mother who has been residing in Kompong Cham province. She is engaged in rice husbandry on their inherited farmland. She normally earns approximately $1.50 per day and it is barely enough to raise her family with nine children. Since the family has experienced difficulties, Mrs. Van has to try to work harder both physically and mentally.
At the present, one of her sons decided to join a Korean foundation class in order to pass a test to work as a laborer in Korea. He will need some capital to pay for this course of study. Therefore, Mrs. Van wants to take out a loan from Kiva, through HKL, to pay for the course of study for her son. Mrs. Van hopes that her son will pass the exam and will be able to generate a good income to help the family. She is very grateful to all Kiva lenders.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.