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Sophy, 44, is married and resides with her husband and three children in Takeo Province, Cambodia. She has been selling vegetables and fruits for over six years and is successful in her career. Her husband is a construction worker. Two of her children are employed at a garment factory. Because the factory is far away from home, Sophy requests a loan of USD 1,200 to purchase a motorbike for her children to use to commute to work. In the future, she would like to build a new house and support her youngest child to study to a higher level.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 168
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sophy to purchase a motorbike for her children to use to commute to work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 20, 2011
Jan 4, 2012
Currency Exchange Loss:
Dec 15, 2012