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Mao, 39, is a farmer as well as a Khmer noodle seller who carries her noodles and its soup with a yoke, going through the village every day. She typically earns an average of $5.00 per day to cover her daily expenses. She has been blessed with a single child, who is studying in grade 9 in a local public junior high school in the Baray district.

In the past, she used to buy stocks of rice from local farmers after harvesting season to store it up for her future business. However, she won’t be able to keep this business running without sufficient capital. Thus, Mao would like to borrow some funds from HKL to purchase stocks of rice for future sale, when its market demand increases. In the future, she hopes to expand this business, and she wants to be the owner of a big stock of rice in the province.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 70
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,023.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mao to purchase stocks of rice for future sale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Jan 4, 2012
Currency Exchange Loss:
Apr 19, 2013