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Melisa Mirella
Mirella has been an associate of the community bank “Cocharacas” for one year. She joined after her mother, another associate, invited her. Mirella mentioned that she enjoys the training account values, and how to manage money.

Mirella is 20 years old. She is studying law at the university. Mirella is the oldest in her family, and when her parents separated she had to start working at a very young age. She worked 12 hours a day for less then US $200 per month.

Six months ago Mirella started a business. With the help of her mother and the little money she could scrape together, Mirella started selling women’s clothing. She travels to the city of Lima to buy products and then sells them to her friends and family.

Mirella needs a loan of 1600 soles (3 soles = $1), which she will use to buy shoes, shirts, and pants.

One of the most important aspects of the community bank is the interest-earning savings account each associate has. Marella plans to use her savings to pay for school, and to build a home. Her dream Is to continue moving forward, help her siblings, have a united family, own a home, and be a professional.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Melisa Mirella mirella needs a loan of 1600 soles (3 soles = $1), which she will use to buy shoes, shirts, and pants.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 10, 2008
Feb 24, 2008
Currency Exchange Loss:
Jul 10, 2008