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Heric Hernany

Update on Heric Hernany

Heric has decided on a new loan with the aim of increasing his products in order to sell to more customers. He will buy corn on the cob, lard, firewood and condiments to make the tamales. He hopes this new investment will bring many benefits to him, to the business and to his family. He feels that he had a good experience with the prior loan since it gave stability to his business and he was able to maintain an economically solvent condition with his family.
View original language description ↓
Heric, está decidido por un nuevo préstamo con la intención de aumentar sus productos para vender más con clientes, invertirá en compra de elotes, manteca, leña, condimentos, para hacer los tamales, espera que esta nueva inversión le traiga muchos beneficios tanto a él, al negocio y a su familia.
El considera haber tenido una buena experiencia con el préstamo anterior ya que le dio estabilidad al negocio y pudo mantener una condición solvente en lo económico con su familia.

Previous Loan Details

Heric is 44 years old and lives in San Miguel together with his wife and 11 year-old son who is in school. Heric's family depend on him. His business is selling tamales, corn on the cob and 'atol' (a traditional, cornstarch-based hot drink). The business was born in the family. Heric started ... More from Heric Hernany's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 509
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Heric Hernany to buy corn on the cob, lard, firewood and condiments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Jan 3, 2012
Currency Exchange Loss:
Sep 15, 2012
This photo was used before for a previous loan for Heric Hernany. It was first posted on Kiva on Apr, 2011. Learn More