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Hoeu is a 46-year-old widow with three dependent daughters who are working as garment factory workers. To make a living, she has been farming on her rice paddy for five years. In addition to rice farming, she also runs a small grocery store selling food, cake, vegetables etc. in front of the garment factory where her daughters work, and she also raises poultry (chickens and ducks) for additional income.

Hoeu has been a member of VisionFund for one year. She completely paid back her first loan with VisionFund. Now her family's condition has been gradually improved and she can earn nine U.S. dollars per day but is able to save only $3 daily. After her successful first loan, she is applying for another loan with VisionFund. She will use the loan to buy more grocery items to sell and a portion to buy animal feed. She hopes to increase her business to improve her family’s lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 230
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,020.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hoeu to buy grocery items to sell and animal feed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Jan 3, 2012
Currency Exchange Loss:
Sep 15, 2012