Check out some available loans that are similar to this one!
Elmer Evelio, 29, is divorced; he currently lives with a son and his new wife. He intends to use the loan to buy necessary supplies to care for his apiary like sugar, lumber and to pay labor costs. He has had an apiary for several years now and he has the necessary experience to get ahead with this project but needs to invest in the purchase of these materials because summer is approaching and that’s a difficult time for the bees. His goal is to provide everything necessary for his animals to produce a good honey harvest to sell and earn the best possible profits for his family’s wellbeing and to have a more stable economic stability. This is the first loan he’s received from Fudecosur. He’s had no previous loans from state banks and Fudecosur offered the best terms and a much lower interest rate.
View original language description ↓
Elmer Evelio, tiene la edad de 29 años, está divorciado, vive con su hijo y su nueva pareja actual. El con el crédito pretende comprar lo materiales necesarios para asistir su apiario como azúcar, madera y pago de mano de obra. El cuenta con el apiario establecido desde varios años atrás y cuenta con la experiencia necesaria para salir adelante con el proyecto pero necesita invertir en la compra de estos materiales pues llega el verano que es un tiempo duro para las abejas. El tiene como meta darle a su s animales todo lo necesario para tener una muy buena cosecha de miel y así venderla y tener la mayor de las ganancias para el bienestar de su familia y tener una estabilidad económica más estable. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 13
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 504.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elmer to buy supplies for his apiary.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Jan 9, 2012
Currency Exchange Loss:
Jan 17, 2015