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Kalsoom's Group
In this Group: Kalsoom, Shahnaz, Sakina, Zareena, Rasheeda, Rasheeda
I am a mother of four: one boy and three girls. All of my kids attend school except two girls who are not of school going age yet. My husband trades used items. He collects these items from various factories and farms and then supplies them to a used items warehouse. He started this business three years ago by acquiring a loan from Asasah, a microfinance institution in Pakistan. My financial condition over this period have grown much better. I am a group leader of following women: Shahnaz R. is borrowing to buy a cow. Sakina B.’s husband wants to start a tea stall. Zareena A. will invest her share of loan to start a restaurant. Rasheeda B. is also borrowing for her tea stall. Rasheeda S.’s husband sells bricks.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 61.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,725 loan helped a member expand used items business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 10, 2008
Feb 24, 2008
Currency Exchange Loss:
Apr 15, 2009