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Natalya, her husband, and her daughter live in Zaporozhye, Ukraine. She sells various items at the indoor market in her hometown. Natalya sells slippers, gift sets, and decorative knickknacks. In the market she has very little competition, which helps her to develop her business. Natalya has two shops. Her net income amounts to 8,000 hryvnia.

Natalya plans to invest the money from a 10,000 hryvnia loan in purchasing more slippers for resale. Slippers always sell well in the cold season, so Natalya would not like to miss the opportunity to earn extra money during the season. Next year, Natalya plans on opening another retail space if she can earn enough extra income from sales.
View original language description ↓
Наталья с мужем и дочерью живет в Запорожье. Она занимается рыночным предпринимательством, торгуя разными товарами в розницу на Крытом рынке в своем родном городе. Наталья реализует тапочки, подарочные наборы и декоративные украшения. На рынке у нее немного конкурентов, что только способствует развитию бизнеса. У Натальи – два прилавка. Чистый доход составляет 8 000 гривен.

Наталья планирует вложить кредит в 10 000 гривен в приобретение дополнительного количества тапочек для последующей реализации. Тапочки всегда хорошо продаются в холодное время года, поэтому Наталья хотела бы не упустить возможность заработать дополнительные средства в сезон. В следующей году Наталья планирует еще одно торговое место, если удастся получить дополнительную прибыль от реализации товара.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Natalya to buy more slippers to sell during winter.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2011
Jan 1, 2012
Currency Exchange Loss:
Jul 15, 2012