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Samuel Ricardo
Mr. Samuel is an old client who is in his sixth loan cycle. Samuel is a widower and has a daughter. He lives in the city of La Paz and sells music DVDs in various parts of the city of La Paz, such as in the southern and central zones, passing on foot by offices and at minibus stops and other commercial spots.

He will invest the loan in the purchase of toys since during the Christmas season he devotes himself to selling these products. The client has a stand at Christmas and goes out to sell in the city of La Paz.

Samuel works devotedly every day of the week and, according to the financial review that was done, he has a profitable business. He states that he will make his payments punctually as he has always done.
View original language description ↓
El señor Samuel es cliente antiguo que esta en su sexta secuencia de su crédito, Samuel es viudo tiene una hija, el vive en la ciudad de la paz se dedica en la venta de dvd`s musicales en diferentes zonas de la ciudad de la paz , como ser zona sur y zona central ambulando por oficinas y en paradas de minibuses y otros lugares comerciales. El crédito lo invertirá en la compra de juguetes ya que por temporada navideña se dedica a la venta de estos productos, el cliente tiene un puesto por navidad sale a vender en la ciudad de La Paz, Samuel trabaja sacrificadamente todos los días y según la evaluación económica que se lo realizo tiene un negocio rentable. Manifiesta que pagara como siempre puntual sus cuotas.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Samuel Ricardo to invest in the purchase of Christmas toy merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 3, 2011
Dec 30, 2011
Currency Exchange Loss:
Jul 15, 2012