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Trinidad (Cuenca) Group
In this Group: Rosa Amelia, María Carmen, Rosa María, Ana Lucia, Rosa Clementina, María Transito, María Dolores, María Luzmila, Ana Lucia, Zoila Cecilia*, María Presentacion, Celia Angelita
* not pictured
The communal bank Trinidad has 12 members who work in different areas which allows them to improve their financial situations. They are known to be trustworthy, friendly and charismatic. They live in the surrounding areas of the parish Turi in Cuenca. This parish is known as the lookout point for the city of Cuenca since from here you can admire a large part of the city. The people work in handicrafts, trade, breeding animals and agriculture, while maintaining the culture and traditions of their people.

One of the members of the group is Rosa Clementina. This is her second loan through the communal bank.

She is 40 years old, married and through her marriage she has a 22 year old son who is a student and also works. Her husband works in a carpenter shop, and they live in their own house.

Rosa Clementina works as a housewife and as she spends most of her time at home, she raises and sells pigs and chickens. Also she works in agriculture, having a tomato garden.

The money from the loan is to be used to buy windows for her home.

Her dream is to have her own business such as a restaurant.
View original language description ↓
El banco comunal Trinidad está formado por 12 socias, quienes laboran en diferentes actividades las mismas que les permiten mejorar su situación económica, se caracterizan por ser mujeres responsables, amables y carismáticas. Viven por los alrededores de la parroquia Turi en Cuenca, esta parroquia es denominada el mirador de la ciudad de Cuenca ya que desde este sector se puede admirar gran parte de la ciudad, su gente se dedica a las artesanías, comercio, cría de animales y a la agricultura, mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Rosa Clementina, este es su segundo crédito que realiza en el banco comunal.

Tiene 40 años, es casada y en su unión conyugal ha concebido un hijo de 22 años de edad que estudia y trabaja. Su esposo labora en un taller de carpintería, la casa en la que viven es de su propiedad.

Doña Rosa Clementina se dedica a los quehaceres de su hogar y como pasa la mayor parte del tiempo en su casa, cría y vende cerdos y pollos. También se dedica a la agricultura, tiene un huerto de tomates.

El dinero de su crédito lo va a invertir en la compra de ventanas para su casa.

Su meta es tener su propio negocio como un restaurante.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Trinidad (Cuenca) Group's $4,350 loan helped a member to buy windows for her house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Jan 3, 2012
Currency Exchange Loss:
Jul 15, 2012