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Irina is from a small village in West Georgia. She is 53-years-old and lives with her family: husband – Tamaz and 31-years-old son. Tamaz works as a worker in the village. Irina and her son are involved in family agriculture. They have 8 milk cows and 7 calves. Irina produces various dairy products (cheese, yogurt) and sells them in Tbilisi (capital city of the country). Total average monthly income of the family is 1000 Laris.

Irina requested credit for purchasing feed for livestock for the winter months. She will feed the livestock with high quality natural feed and get high quality milk during the winter months. Irina will sell grown calves in spring and get income. She plans to use the income for further development of family dairy farm. Also part of the income will be used for covering family daily expenses.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Irina to purchase feed for livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2011
Jan 1, 2012
Currency Exchange Loss:
Apr 15, 2012