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Mujeres Virtuosas Group
In this Group: Maria Angelica, Gloria, Marysol, Zenaida, Jhon Alexander, Susan Roseli, Ibeth Marysabel
María has worked in the cleaning division of the Lima municipality for approximately seven years. She is 43 years old. Many times she feels tired; her work is very self-sacrificing because she works at night.

María’s daughter is special; she suffers from an illness and needs a lot of care. At times María cannot care for her because of her work. That is why she will stop working in order to devote herself to her daughter.

She uses the income from her work to improve her house, especially the rooms that she rents. This generates additional income. This time she will use the loan to install flooring in the rooms.

She wants to have her own business, and she is thinking about a grocery store.

She is the president of the Mujeres Virtuosas communal bank, which is comprised of seven members.

*María is standing, and she is wearing a brown shirt.
View original language description ↓

María trabaja en el sector limpieza de la municipalidad de lima hace aproximadamente 7 años, ella tiene 43 años, muchas veces se siente cansada debido a que su trabajo es muy sacrificado por ser nocturno, María tiene una niña especial que padece una enfermedad y necesita muchos cuidados que a veces ella no puede darle debido a su trabajo por eso dejara de trabajar para dedicarse a ella, los ingresos de su trabajo los utiliza para mejorar su vivienda sobretodo las habitaciones que tiene en alquiler lo cual le genera ingresos adicionales esta vez con el dinero de su préstamo colocara pisos a uno de los cuartos, por otro lado quiere tener su negocio propio y está pensando en una tienda de abarrotes ella es la presidenta del grupo “ MUJERES VIRTUOSAS” y lo conforman 07 socias.

* La Sra Maria esta parada y viste polo marron

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Virtuosas Group's $2,250 loan helped a member to install flooring in the rooms that she rents.
100% repaid
Repayment Term
34 months (Additional Information)
Repayment Schedule
Dec 27, 2011
Jan 1, 2012
Currency Exchange Loss:
Jun 17, 2013