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Sorry For Me Group
In this Group: Sento, Hawa, Zainab, Rugiatu
Meet the members of the “Sorry For Me” group from Waterloo, a small town in Western Sierra Leone where Shine on Sierra Leone has partnered with SMT to start a branch. They are all local entrepreneurs who have come to SMT, a partner of, to apply for a loan of 2,700,000 SLL for the entire group. With the help of this loan they will be able to expand their businesses, make more sales and consequently improve their living conditions.

Sento is the leader of this group. The 25 year old is married to a businessman and together they have four children, two of whom are attending primary schools.

Sento has been a businesswoman for thirteen years now. She sells market food such as rice, palm-oil (the country’s most popular cooking oil), peppers, gari (food made out of cassava roots), etc. With her share of this loan, she will buy the above mentioned items at wholesale to add to her current stock.

(Also included in the left of the photo is loan officer Kadiatu Bah, handing over the loan to the borrowers)

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Sorry For Me Group's $625 loan helped a member to buy rice, palm-oil, peppers, gari, etc., at wholesale to add to her current stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Dec 29, 2011
Currency Exchange Loss:
Oct 20, 2012