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Arpine is a 34-year-old entrepreneur from Yerevan. She has been running a kindergarten for four years. Arpine has applied for a loan to improve conditions in the kindergarten. She plans to pay for renovating the heating system. This will help Arpine to attract new clients and expand the kindergarten in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Arpine to pay for heating system renovation.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Jan 1, 2012
Currency Exchange Loss:
May 16, 2012