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Knarik lives with her husband and children. She keeps an orchard and cultivates land. Knarik has applied for a loan to improve her orchard. She will use the loan to purchase wire and columns to protect the orchard and fertilizer for it. Improvement of the orchard will allow Knarik to grow trees, cultivate the land more effectively, and increase her harvest.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Knarik to pay for wire, columns and fertilizer for her orchard.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 26, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 17, 2014