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Samiya is a conservative woman, so her husband is pictured here instead, photographed in the FATEN branch.

Samiya is a young woman, 30 years old and the mother of 1 son. Her husband is a Palestinian National Authority employee with a decent salary.

Samiya wants to purchase some home appliances including a refrigerator, television, and computer for home use, but since her husband's salary is not sufficient to cover both these purchases and the family's daily expenses, she has requested a loan from FATEN to pay for the appliances. The loan will enable Samiya to offer her family needed home appliances that are otherwise not affordable to them and that will provide easier and better life conditions.

About this loan product:

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 108
    View loans »
    Palestine Loans Fundraising
  • $14,228,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Samiya to purchase a refrigerator, television, and computer for home use.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 19, 2011
Jan 1, 2012
Currency Exchange Loss:
Feb 17, 2014