A loan of $2,500 helped to purchase a refrigerator, television, and computer for home use.


Samiya's story

Samiya is a conservative woman, so her husband is pictured here instead, photographed in the FATEN branch.

Samiya is a young woman, 30 years old and the mother of 1 son. Her husband is a Palestinian National Authority employee with a decent salary.

Samiya wants to purchase some home appliances including a refrigerator, television, and computer for home use, but since her husband's salary is not sufficient to cover both these purchases and the family's daily expenses, she has requested a loan from FATEN to pay for the appliances. The loan will enable Samiya to offer her family needed home appliances that are otherwise not affordable to them and that will provide easier and better life conditions.

About this loan product:

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext: http://tinyurl.com/3aekx8m.



Loan details


Lenders and lending teams



Loan details