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Gegham lives in Artashat with his wife, daughter, and parents. He runs a little shop in Mkhchyan village and a grocery store in Artashat. He has applied for this loan to invest in his businesses. He plans to increase the inventory in the shop and to purchase food for the grocery. He hopes the loan will enable him to increase sales and earn additional income, which will help him to expand his businesses in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gegham to purchase food for the grocery store and clothing and household goods for the shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 3, 2012
Currency Exchange Loss:
Jan 17, 2014