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Vardanik lives in Khndzoresk village with his parents. He keeps cattle and cultivates land. Vardanik's farm consists of three cows at present. He has applied for a loan to increase his number of cattle. Development of his cattle breeding business will allow Vardanik to get and sell more milk and meat. This will allow him to earn additional income and invest in his farm's further development.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Vardanik to buy cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 17, 2014