Mrs. Ut is 28 years old and lives in Prey Chor district with her husband and two school-aged children. She grows rice crops for her livelihood and her husband works as a construction worker from place to place around the country. She is a responsible mother who always takes time to educate her children to be good people at home. Currently, Ut’s husband has faced difficulty with transportation due to the lack of a family-owned vehicle. And he has more expenses for motor-taxi fees to get to his workplace. It would be better if her family owned a motorcycle. So now, Ut wants to acquire her first loan from Kiva to purchase a used motorcycle for her husband to use to commute to his workplace. In the future, Ut plans to rebuild her house and make it comfortable for living.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.