A loan of $575 helped to improve his mototaxi and to pay for relevant licensing.


Jose Elias's story

Jose Elias, 49, has 3 children who are 29-, 27, and 20-years old, respectively. Jose wanted his children to finish high school, but none of them have because he didn’t have enough money for them to continue. Jose, too, left school before graduating and says that he enjoyed studying Auto Mechanics there. Jose’s favorite food is “tallarines con papa a la Huancaina”. It’s a pasta dish in tomato sauce with potatoes in sauce made with cheese and garlic.

Jose operates a taxi business in the city. He has a mototaxi and works around 12 hours a day. He picks up roughly 80 fares and makes an average of S/.68 [new soles] a day. On a good day, he can make S/.100 [new soles], but he tells us that every day that he returns home with enough money to pay his bills is a good day. If he can feel, at the end of the day, that he can pay his bills, he goes to bed happy. He believes that his business is successful because his faith in God is strong. God guides his footsteps, he says, and he’s always honest and respectful of his fares which, in turn, ensures his success.

Jose is grateful to you because your Kiva loan will help him to improve his mototaxi. He plans to install doors and a radio but, more importantly, to pay for the licenses he needs to operate his business and avoid the fines that can be imposed for operating a business without relevant licensing. The investment will allow him to provide a better service to his customers and, in turn, generate more income. He wants to save up to meet his next goal: “I want to buy a car”.

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Translated from Spanish by Kiva volunteer Jere Wiseman



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