A loan of $1,075 helped to buy merchandise in bulk.


Bella Estrella's story

Bella is a 32-year-old single mother who lives with her two children, a five-year-old daughter and an eight-year-old son. The father of her children is a public employee and is responsible for making a monthly support payment, but this money is not enough to cover all of their needs. For the past six years, Bella has been living in the central neighborhood of “San Miguel de Los Bancos” which is in a canton in Pichincha Province (the Ecuadorian capital is also in this province). This entire area is surrounded by waterfalls, rivers, and biodiversity. The Mulaute River is a tourist spot where several sections of the river are designated for rafting. The traditional dish is either “guaña” or “campeche”, which are types of fish that are usually eaten with a variety of banana named “orito verde”. Also popular is a “ceviche” (marinated seafood cocktail) made with hearts of palm, tilapia, and sweet guava.


Bella was a private employee for a little more than five years, but to earn some extra income she began selling personal use products to her co-workers. Due to the great demand for her products, Bella quit her job and opened her own store. Although her story sounds effortless, things have not been easy for this enterprising woman because her greatest obstacle is a lack of funding for her new projects. Bella works 10 hours each day. Even though she works more hours than she did as a public employee, Bella is happy to have her own capital. In addition, experiencing instability in her job was something common that she experienced in the past.


Bella has the opportunity to buy merchandise. Thanks to this loan, she can obtain a good price from her suppliers and generate good sales during the Christmas season. She will have more income and a better quality of life for herself and her children. Her dream is to see her children become successful professionals.

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica



Loan details


Lenders and lending teams



Loan details