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Ortikoi is an elderly, 64 year-old woman. She is married and has eight children. Her husband previously worked at a plant and is now a retiree, who breeds livestock at home. Their sons and daughters are in Russia. Ortikoi's children help her financially by sending money from Russia. She has been breeding livestock for 20 years. Her grandchildren help her with the household. Ortikoi has been partnering with our organization for about two years. She is requesting this loan to purchase goats and sheep.
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Ортикой пожилая женщина 64 лет. Она замужем имеет 8 детей. Муж раньше работал на заводе, теперь он пенсионер разводит дома скот. Сыновья и дочери находятся в России. Её дети помогают материально присылая деньги с России. Она разводит скот в течении 20 лет. Ей по хозяйству помогают внуки. Сотрудничает с нашей организации около 2 лет. Кредит получает на покупку коз и овец.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 220
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ortikoi to purchase sheep and goats.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 28, 2011
Currency Exchange Loss:
Aug 15, 2012