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Vilik is a 42 year old farmer from Kakhtsrashen village. He lives with his wife, who is a teacher at the local school, children and father. Vilik would like to develop cattle-breeding. With the requested loan he plans to purchase calves. This loan will help Vilik to expand his farm and make it more profitable. With increased income Vilik will sustain his family with improved conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 178
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vilik to pay for calves.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 20, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 17, 2015