A loan of $1,100 helped buy shoes and clothes.


Manuela Marisol's story

The Communal Bank Women Who Fight to Get Ahead meets every two weeks in the Picoaza parish in the city of Portoviejo. It is a well known area for being commerce friendly, the traditional festivities of Saint Peter and Saint Paul and for the vivacity of its people.

Mrs. Manuela lives in that place, she is 43 years old and has been in a common law marriage for several years. Her husband is a professional chauffeur.

Mrs. Manuela is hardworking and a fighter since besides being a housewife she is a saleswoman; she sells clothing and shoes of all types. She sells her items door to door and in her home where she has a small place where she also sells refreshments and other beverages. She works three days of the week in the mornings as she does her visits and works everyday in her home selling her items from 8:30 a.m. to 7:00 p.m. Mrs. Manuela leaves her items on credit to her customers and collects every two weeks. Her merchandize is bought in Guayaquil every two weeks or monthly depending on her needs. She has worked in this field for over ten years and has done quite well.

Mrs. Manuela is repeating a loan with Kiva since in these past two months her sales have increased considerably because of the Christmas and New Years' celebrations which are when she sells the most. She now hopes to have a new loan to buy more merchandize and to have greater earnings, she did not have any problems with her payments last time, and she paid the debt ahead of time to have access to this new loan. For Mrs. Manuela, the loans are very important since this is how she is able to finance what she needs to keep her business improving.

This loan will be used to buy shoes and all types of clothing. This is her eight loan with her Communal Bank and she enjoys it because the loans are not that difficult to obtain.

Her dreams are to have a shop or a big store. It was a pleasure talking to Manuela and thank you for supporting her and the Espoir Foundation for helping her get ahead in life.

Translated from Spanish by Kiva volunteer


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