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Olga Bertelia
Olga Bertilia is 65 years old. She is married and has two children. She lives with her husband and her children, who are 37 and 28 years old, in Chillanes in the province of Bolívar.

The TENDAL communal bank is made up of 11 members, both men and women. It is located 45 minutes from the cooperative.

Olga works in agriculture as well as the tasks of her household. She buys supplies and sells her products each week in Chillanes or in the district of Tendal.

She is requesting the loan to buy animals such as chickens and some pigs to raise and later to sell.

With the help of the loan, she will be able to buy animals and later sell them and receive income. Her dream is to expand her business buying and selling animals so she can have a better standard of living.

The challenges she has faced include low prices for selling animals.

In her free time she likes to fix up her home and care for the animals. She is respectful and responsible, and she enjoys the festivities of Carnaval.
View original language description ↓
Olga Bertilia tiene 65 años de edad es casada tiene dos hijos, vive con el esposo y los hijos de 37 y 28 años de edad en Chillanes Provincia de Bolívar.

La VRC TENDAL está conformada por 11 integrantes entre hombres y mujeres se encuentra ubicada a 45 minutos de la cooperativa.

Olga se dedica a la Agricultura y además a realizar quehaceres domésticos.
Las compras y las ventas de los productos agrícolas las hace en Chillanes o en el Recinto Tendal cada semana.

Solicita el crédito para comprar animales como pollos y unos cerdos para criar y luego venderlos.

Con la ayuda del crédito le podrá comprar tener ingresos con la venta de los animales.
El sueño es poder incrementar el negocio de la venta y compra de animales para tener un mejor estilo de vida.
Los desafíos a los que se ha enfrentado son los bajos precios en los animales.
En el tiempo libre le gusta arreglar la casa, cuidar los animales, es respetuosa, responsable y le gusta disfrutar de las festividades del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Olga Bertelia to buy animals such as chickens and some pigs to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 20, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 15, 2013