A loan of $3,225 helped a member to buy new clothing for men..


Los Esforzados Por Siempre Group's story

This Communal Bank is called “Los Esforzados por Siempre” and consists of 17 entrepreneurs who engage in different trades such as photography, precious metalwork, selling jewelry, selling clothes, selling perfumes, sewing, and other businesses. All of the members are from the community of Independencia.

Rosaura is a member of this Communal Bank. In the photograph, she is in the second row that is standing. She is the third person, going from left to right, with her hair down and who has bangs. Rosaura is wearing a blouse with a black-and-white print. She sells both recycled and new clothing and has been in business for 10 years. For the past year, she has been able to work without any difficulty.

Rosaura offers her merchandise at different open fairs and also sells from her home. Her work schedule is from 8am to 2pm. Her merchandise is transported by tricycle. Even though it is not in the best condition, it is very useful. Rosaura buys her merchandise from distributors, especially those who sell clothing for men, women, and children. With this loan, she will buy new clothing for men. One of her goals is to have an established location and offer her products in a boutique.

Rosaura lives with her brother and her 12-year-old son. One of her dreams is to obtain her own home. For this reason, she has applied for a housing subsidy. She is very pleased with and appreciative of the opportunity provided by Fondo Esperanza so that she can invest and excel in her business. Regarding her Communal Bank, Rosaura says the group is very organized.

Independencia is one of 34 communities that comprise the city of Santiago, the capital of Chile which is located in the north-central sector. This area emerged in the late 19th century as one of the more traditional sectors of the city. The main axis is Independencia Avenue, which used to serve as the old road of the Incas and the gateway to the north in the city of Santiago. Given the growing indigenous population, Independencia is known as the Indigenous Cultural Center of Chile. There are also important buildings in Independencia, including six historical Chilean monuments.

In this group: Rosaura, Arturo, Javier, Flor, Felipe, Rudecindo, Francisca, Monica, America, Paulina, Maribel, Ana María, Sonia, Maritza, Nadia, Barbara, Nora
*not pictured

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Translated from Spanish by Kiva volunteer Ronan Reodica



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