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Svetlana is an entrepreneur who lives in Novaya Kahovka. She sells clothing in a small store and in some other local markets. She has been in this business for five years and is a serious and skilled business owner. Her perseverance, combined with the lending assistance she has received, have allowed her to gradually expand her business.

Presently, Svetlana’s working capital has grown to 30,000 grivnyas and her net profit amounts to 4,000 grivnyas a month. There are many vendors and competition in clothing sales is high. However, Svetlana’s pleasant manner and willingness to meet clients’ needs have helped her keep loyal clientele. She is requesting a loan of 15,000 grivnyas to buy an assortment of clothing in bulk to sell in her store. She hopes to make additional income and improve her living conditions.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Svetlana to buy a new assortment of merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Jan 1, 2012
Currency Exchange Loss:
Nov 15, 2012