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Monika is engaged in agriculture. She keeps livestock and beehives. Monika lives with her husband, son and mother-in-law. They always help Monika to run the farm.

Monika has applied for this loan to develop her farm. She plans to purchase five cows and 20 beehives. This will allow Monika to get additional income from agriculture, which will help her to renovate her old house and create more prosperous living conditions for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $15,809,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Monika to pay for cows and beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 17, 2014