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Johnny De Las Piedades
Johnny is a man of 35, and lives with his family in Concepción de Pilas, Puntarenas, a community in the southern area of Costa Rica. The local economy is based on agriculture, particularly the growing of tubers, coffee, corn, beans, as well as livestock-raising.

Johnny is applying for a loan of 150,000 colones, in order to maintain his plantings by means of organic fertilizer, fungicides, and insecticides. This will protect his bean crops, as it is a reliable and sustainable alternative.

With these fertilizers, Johnny will increase the soil's capacity to absorb the various nutritional elements, and with the fungicides that he will use thanks to this loan, he wll also avoid fungi appearing in his plantings. This way, when ingesting them, his customers don't run the risk of acquiring some illness.

In this way he will provide quality products to his customers, and reach the sales goal that he has set himself for each month.

Besides, he will be able to cope with all his obligations and payments and help his numerous family get ahead in life. Johnny is a member of the Empresa Comunal Denia Danta S.A, one of the 150 communal banks in Costa Rica.
View original language description ↓
Johnny es un hombre de 35 años de edad y vive con su familia, en una comunidad de la zona Sur de Costa Rica, ubicada en Concepción de Pilas, Puntarenas. La economía local está basada en actividades agropecuarias, donde destaca la siembra de tubérculos, café, maíz, frijoles y ganadería.

Johnny está solicitando un préstamo de ₡150.000 (ciento cincuenta mil colones), para darle mantenimiento a su siembra por medio de abono y fungicidas e insecticidas, para proteger sus cultivos de semillas de frijol, ya que es una alternativa fiable y sostenible. Con estos abonos, Diego aumentara la capacidad que posee el suelo de absorber los distintos elementos nutritivos y con los fungicidas que utilizara gracias a este préstamo también evitara que aparezcan hongos en sus plantaciones, para que al ingerirlos sus clientes no corran peligro de adquirir alguna enfermedad.

Y así brindara productos de calidad a sus clientes, alcanzara la meta de venta que se ha propuesto para cada mes. Y además dará a abasto con todas sus obligaciones y pagos para así sacar adelante a su numerosa familia.

Johnny es socio de la Empresa de Crédito Comunal denla Danta S.A, una de las 150 empresas de crédito comunal de Costa Rica.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,719,900
    Funds lent in using Kiva
  • 501.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Johnny De Las Piedades to buy fungicides and insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 26, 2011
Dec 26, 2011
Currency Exchange Loss:
Aug 24, 2012