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Julio César
Julio César is requesting the loan in order to pay for postgraduate studies in Business Management Strategies. He is currently working and wants to strengthen his career in International Relations, which he will do with his postgraduate studies. Julio wants to work for a government institution that specializes in community support and develops projects to support families and the growth of his country.
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Julio César está solicitando el crédito para pagar un Postgrado en Dirección y Estrategias de Negocio. Actualmente se ecnuentra laborando, y es por eso que desea reforzar su carrera en Relaciones Internacionales, lo cual hará a través del estudio de éste Postgrado. Julio quiere trabajar para una institución del gobierno que se especialice en el apoyo comunitario, donde se desarrolle proyectos con el fin de apoyar a las familias y el crecimiento del país

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Julio César to pay for his postgraduate studies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2011
Jan 3, 2012
Currency Exchange Loss:
Jan 19, 2013